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Dec 1, 2012
12/12
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when you're under the stress environment, what are the society? starting to answer questions about that would get us to figure out advocates is the incentive of this question. we haven't really looked at it. >> so one of the challenges is the chart you are showing doesn't answer the question because it's showing you the cumulative default rates on mortgages, not on the borrowers. so every one of those understates in fact the reality of what fraction of borrowers came into the fha system that year for a series of delinquency. if these streamlined refinance comment at delinquency is not linked back when they came into the system. in fact, they're excluding refinance altogether, the delinquency can't be shown anywhere. so we can start dealing with the tough question about was the trade-off if we don't first measure the question. so i would encourage fha to go back to redraw the chart for us where you link the borrower and follow the borrower. it's very easy to do and then we could start saying with the reality to what are we comfortable with? >> i th
when you're under the stress environment, what are the society? starting to answer questions about that would get us to figure out advocates is the incentive of this question. we haven't really looked at it. >> so one of the challenges is the chart you are showing doesn't answer the question because it's showing you the cumulative default rates on mortgages, not on the borrowers. so every one of those understates in fact the reality of what fraction of borrowers came into the fha system...
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Nov 30, 2012
11/12
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is it possible in that kind of a familial environment for everybody to come to some point of acceptance and forgiveness? >> i think that's the theme of the movie. it's a big part of christmas. i think this family looks at it like, okay, maybe we can't forgive this guy for everything he's done, but for tonight, for this one day, christmas, let's forgive him without giving away the ending -- >> i didn't give away the ending. >> he doesn't die in the film. >> he doesn't die, okay? >> you said the script just poured out of you. >> tyler perry gave me great advice. he goes, look, i rewatched your first two films. in 15 years, why haven't you ever gone back and explored those types of characters, that world and make that kind of film about a family again? >> an honest water waurt dwarts and all look at it. in real life because we know this father did something that's tough, your dad is completely -- you keep writing that kind of father figure. what does your father who is a wonderful man say about that? >> we were at a film festival. he was at the screening. during the q and a i never got to
is it possible in that kind of a familial environment for everybody to come to some point of acceptance and forgiveness? >> i think that's the theme of the movie. it's a big part of christmas. i think this family looks at it like, okay, maybe we can't forgive this guy for everything he's done, but for tonight, for this one day, christmas, let's forgive him without giving away the ending -- >> i didn't give away the ending. >> he doesn't die in the film. >> he doesn't...
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Nov 29, 2012
11/12
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. >> not exactly their natural environment. thank you. >> you cause a distraction, i'm going to make a break for it. hey, my little pony. >> how you doing? >> i'm doing pretty good. >> have you thawed out from last night? >> yeah, and your voice sounds good. >> talk about thawing out, they're going to be pretty warm in the plain states. we've got a big ridge building in the midsection of the country. so about two-thirds of the country going to be much above normal. look at these temperatures, amarillo 76 degrees, 22 degrees above normal, little rock at 65, kansas city, 62. that's 16 above normal. we're looking at lake effect snow showers around upstate new york, again that heavy rain in the pacific northwest, some fog working its way through the southeast. we'll get your local forecast right after these messages. >>> that's your latest weather. >>> good thursday morning touchlt well, you made it through the first round of rain. our next window for heavy rain opens up at 5:00 p.m. tonight through 5:00 a.m. tomorrow so count on a
. >> not exactly their natural environment. thank you. >> you cause a distraction, i'm going to make a break for it. hey, my little pony. >> how you doing? >> i'm doing pretty good. >> have you thawed out from last night? >> yeah, and your voice sounds good. >> talk about thawing out, they're going to be pretty warm in the plain states. we've got a big ridge building in the midsection of the country. so about two-thirds of the country going to be much...
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Dec 4, 2012
12/12
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-- about the environment in those areas? >> we are continuing to track the prevalence and identify children and a younger age. we have components to identify children at age 4. we are reviewing a study to try to understand what is impacting the prevalence rate from a community perspective, understanding how to our identified and diagnosed in the community as well as changes in risk factors and modeling how those changes over time might have influenced the the rate. rex my colleague talked about by it and other family instances. is there a part of this month during -- monitoring where families are interviewed? >> we have a second research program as well as activities that are ongoing at the nih. we have a research component in six states to do just that, to enter the dam is coming get more detailed information from medical records, to compare children -- dam it and children who have autism versus those who do not -- families of children who have autism versus those who do not. we have just completed the first phase. we have
-- about the environment in those areas? >> we are continuing to track the prevalence and identify children and a younger age. we have components to identify children at age 4. we are reviewing a study to try to understand what is impacting the prevalence rate from a community perspective, understanding how to our identified and diagnosed in the community as well as changes in risk factors and modeling how those changes over time might have influenced the the rate. rex my colleague talked...
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Dec 4, 2012
12/12
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that is easy now compared to what you have to do on the ground in an environment such as afghanistan. and iraq at certain times, too, very similar in some cases where your next step could be your last. so what they did in succeeding in that mission there with the afghan people, their reputation as a result of their efforts. and i want to formally thank them in this forum, the soldiers and leaders of the battalion. and they're there now. a lot of new faces, but the same ethos, you know? they're not going to quit. no breather from work. no request for respite, no relief from combat. these guys and gals are continuing the fight in kunar. their mission's a little bit different now, and rightfully so. but i sleep soundly knowing that those rough men are to visit violation on those who would -- violence on those who would do us harm, a la george orwell, but they're also helping the afghan forces and the government continue to progress. and they're not the only ones. um, i would also say that i think maybe general petraeus or somebody said before, you know, how does this end, that whole ques
that is easy now compared to what you have to do on the ground in an environment such as afghanistan. and iraq at certain times, too, very similar in some cases where your next step could be your last. so what they did in succeeding in that mission there with the afghan people, their reputation as a result of their efforts. and i want to formally thank them in this forum, the soldiers and leaders of the battalion. and they're there now. a lot of new faces, but the same ethos, you know? they're...
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Dec 4, 2012
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the potential releases of toxic pollution into the environment. they cannot do a thorough investigation of the storms in fact on sites throughout the region. today i'm introducing a superfund emergency response act which requires epa to perform an assessment of superfund site following any natural disaster and allows congress to appropriate emergency funding to remediate any damage. the bill will require epa to better protect on-site that are vulnerable to disaster. we've got to remember the super storm sandy in this changing climate are reluctant to your, to look at the changes in global temperature is very difficult to understand. the intensity, chairman more and more common by the opportunity in this community to make sure the northeast recovers every build just that way. all of them have taken an interest here, glad to share what we learn. >> senator come the legislation you describe is very appropriate. i'm looking forward to reading the details. senator whitehouse. >> thank you, madam chair. i'll be brief army colleagues. i had a chance to m
the potential releases of toxic pollution into the environment. they cannot do a thorough investigation of the storms in fact on sites throughout the region. today i'm introducing a superfund emergency response act which requires epa to perform an assessment of superfund site following any natural disaster and allows congress to appropriate emergency funding to remediate any damage. the bill will require epa to better protect on-site that are vulnerable to disaster. we've got to remember the...
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Dec 1, 2012
12/12
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under a stress environment, you tolerate a higher failure. what are the costs to society and the cost of that failure? we are starting to answer questions about that. we have not looked at it hard enough. it is really interesting going forward. >> one of the challenges is the chart we're showing does not answer the question. it shows you the cumulative default rate on mortgages, so at every one of those understates the reality of what fraction of our worst -- of borirowers went into the legacy. if they are excluding debt refinances altogether, that the minutes he is not being shown anywhere. we cannot deal with the tough question of what is the trade- off if we do not first measure the question. i encourage fha to redraw that chart where you link the borrowers, and then we can say what is the reality. >> that is a useful metric for analysis. that is where i think that the strength of personnel is. for the bigger question of what rate we are comfortable with, if we go with that metric, you will see there is a bifurcation in the data, there are
under a stress environment, you tolerate a higher failure. what are the costs to society and the cost of that failure? we are starting to answer questions about that. we have not looked at it hard enough. it is really interesting going forward. >> one of the challenges is the chart we're showing does not answer the question. it shows you the cumulative default rate on mortgages, so at every one of those understates the reality of what fraction of our worst -- of borirowers went into the...
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Nov 30, 2012
11/12
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there have been numerous oil spills having an impact on our environment. we had major problems on our shorelines and we need to take a look at shoreline restoration and other issues. we need to be prepared to deal with those issues. as the chairman pointed out we need to deal with the funding of storm infrastructure. you are right, our first obligation is to make sure people who are affected and communities that are affected we do what we can to bring them back where they need to be. we also need to deal with public safety issues because these events will be occurring more frequently in the future. invested -- the beaches have been replenished. it acts as a natural storm break to ocean city in which there are lots of people who live, have homes, etc.. it worked. it prevented a lot more damage that would otherwise have occurred. it is an investment. we make those investments to save lives and property and it did work. i will be coming back to tell you we need to invest and common-sense ways we can deal with the realities, we also need water resources develo
there have been numerous oil spills having an impact on our environment. we had major problems on our shorelines and we need to take a look at shoreline restoration and other issues. we need to be prepared to deal with those issues. as the chairman pointed out we need to deal with the funding of storm infrastructure. you are right, our first obligation is to make sure people who are affected and communities that are affected we do what we can to bring them back where they need to be. we also...
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Dec 7, 2012
12/12
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are we in a low interest rate environment today? maintaining current policy a least three years or so should that be the prevailing environment assumption? >> you make a very important point in terms of the fact that the review was done not today but at a point with economic projections in july, over the summer. it is accurate that interest rates have dropped further than were built into the primary, actuarial view. there are two factors to that. home prices have performed better than were used in the actuarial. it would be significantly better today just on that one variable. the second point is that the view is a point in time that assumes we do no further fha business. one of the things that is artificial about it is that, when interest rates go lower, it assumes people pay off faster. that's accurate. typically path of that refinanced into -- half refinanced into fha. assume your clothes and down the fund, there are revenues that will come in not built and. budget, weident's will include the lower interest rates you described. w
are we in a low interest rate environment today? maintaining current policy a least three years or so should that be the prevailing environment assumption? >> you make a very important point in terms of the fact that the review was done not today but at a point with economic projections in july, over the summer. it is accurate that interest rates have dropped further than were built into the primary, actuarial view. there are two factors to that. home prices have performed better than...
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Dec 7, 2012
12/12
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they're very concerned about how that creates an economic environment that puts them at risk. but they immediately move, in terms of taking care of the basics of issues, they didn't do things that have much more mean, much more mean to them and focus around jobs, growth, getting more disposable income into that household. so you see on the one level at the abstract level, debt, deficit, fiscal cliff. there's an immediate transition been to the to do list, which is what they would like to see effort. finally, and interestingly with all of this battering that people have taken during this last few years of difficult economy, we gave voters, we will go through this question in detail, but we gave voters a choice. short term, solutions to fix the problem, our long-term visionary policies that will put us on the right track? interestingly enough at this point people are thinking longer-term. part of that restored optimism is different for different groups, but generally speaking people are looking for longer horizons. just quickly, the mood of the country, you see the track, the re
they're very concerned about how that creates an economic environment that puts them at risk. but they immediately move, in terms of taking care of the basics of issues, they didn't do things that have much more mean, much more mean to them and focus around jobs, growth, getting more disposable income into that household. so you see on the one level at the abstract level, debt, deficit, fiscal cliff. there's an immediate transition been to the to do list, which is what they would like to see...
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Nov 29, 2012
11/12
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as far as the environment energy, it's an absolute winner. but we have to do it with the least amount of subsidy and god forbid there should be a prophet in operations that we could actually achieve that if we work together. so let's take the report together. first of all, the board of directors had organizational problems from very top of the board. i was very pleased for sitting this hearing and i ask questions before. we went to a nine-member board and seven members of the board had been appointed. two democrat appointees were lacking until yesterday the white house admitted these two and i'm pleased to see that and i hope everyone helps get the full complement of the board in place. sometimes it takes a hearing to get action under its implementation of a strategic plan for highlighting that the board should be filled. and maybe they did that at their own volition, but i'm very pleased that it was done. let's look at the key folks in place and you divided into six divisions. i'm very pleased to hear what she said about possibly not going f
as far as the environment energy, it's an absolute winner. but we have to do it with the least amount of subsidy and god forbid there should be a prophet in operations that we could actually achieve that if we work together. so let's take the report together. first of all, the board of directors had organizational problems from very top of the board. i was very pleased for sitting this hearing and i ask questions before. we went to a nine-member board and seven members of the board had been...
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Dec 5, 2012
12/12
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we are not in a position that we would otherwise be in a position to do in terms of shaping the environment to prevent war. so in my view, this fiscal picture increases the risk of conflict around the globe. maybe not always involving the united states, but certainly the risks are increasing globally. based on our fiscal picture. the point i want to make is that the budget deal requires us to deal with a full deck of cards. those who want to take things off the table, in my view, are not being rational in terms of addition and subtraction. when i see a full deck of cards, that includes those participating in deficit reduction. it must be used over time and they can make very significant changes in the budget and do it in a way that does not damage our security. doing it abruptly as the fiscal cliff does, or any timeframe, it is not only inefficient, i think it endangers our security and our wrists. my final point is that missing element is primarily political will and i say that in regard to both political parties and the solution. the solution has to be forthcoming in the weeks ahead in th
we are not in a position that we would otherwise be in a position to do in terms of shaping the environment to prevent war. so in my view, this fiscal picture increases the risk of conflict around the globe. maybe not always involving the united states, but certainly the risks are increasing globally. based on our fiscal picture. the point i want to make is that the budget deal requires us to deal with a full deck of cards. those who want to take things off the table, in my view, are not being...
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Dec 4, 2012
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>> the major place it fits is in the right policy, which would create an environment which would produce a lot more revenue, and that would help to reduce the debt. the federal government doesn't spend much money on energy. the energy research is about $6 billion a year, more or less. i'd like to see it doubled. i think if you're looking for something -- i mean, this report, i think, is a blueprint for independence. that doesn't mean we don't ever buy from people, this person or that person, but we're not in a position to be held hostage by anybody. it also focuses on finds more and use less, that's the magic formula. but i think what we can do in the federal government following up the last question with this one is, i think invest in research, for example, and getting a 500-mile battery for electric cars, getting solar energy that's one kilowatt installed and finding a way to capture carbon from coal plants that can be turned into fuel that's commercially sold. i mean, we should look at the model of unconventional gas, and i'm sure we will in this discussion, in terms of how our unusua
>> the major place it fits is in the right policy, which would create an environment which would produce a lot more revenue, and that would help to reduce the debt. the federal government doesn't spend much money on energy. the energy research is about $6 billion a year, more or less. i'd like to see it doubled. i think if you're looking for something -- i mean, this report, i think, is a blueprint for independence. that doesn't mean we don't ever buy from people, this person or that...
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Nov 30, 2012
11/12
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i have not yet heard these peepers complain of a press environment across the irish sea. of course, neither i nor anyone else any forms must be workable and proportionate. and if they are not, i will be the first to sound the alarm. in that event, we would then need to consider how to make progress. because the absolute worst outcome in all of this would be for nothing to happen at all. mr. speaker, we mustn't now delay. like many people, i am impatient for reform. luckily, nothing i have seen so far in this debate suggests to me that we will find a better solution than the one which has been proposed. nor do i draw any hope from the repeated failure of peer self-regulation that we have seen over the last years. we need to get on with this without delay. we owe it to the victims of these scandals who have already waited too long for us to do the right thing. i am determined that we should not make them wait anymore. i commend this to the house. >> thank you, mr. speaker. can i think the deputy prime minister for his excellent statement. as the deputy prime minister has sa
i have not yet heard these peepers complain of a press environment across the irish sea. of course, neither i nor anyone else any forms must be workable and proportionate. and if they are not, i will be the first to sound the alarm. in that event, we would then need to consider how to make progress. because the absolute worst outcome in all of this would be for nothing to happen at all. mr. speaker, we mustn't now delay. like many people, i am impatient for reform. luckily, nothing i have seen...
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Nov 29, 2012
11/12
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on c-span3, the senate environment and public works committee will hear about the impact of hurricane sandy from members of congress from areas hit by the storm. later the house oversight and government reform committee will hear on the government's response to the rising autism rate. that is also on c-span3 at 2:00 eastern. >> on 16 or 17 bases in the united states we have military runs. the average cost to educated child in that school is $50,000. almost four times what rest of public education costs. the vast majority used public schools. we could take the money we're spending today and pay every school system 14,000 per child and save billions of dollars per year and with the same or better outcomes. >> you can talk to oklahoma senator tom coburn about the fiscal cliff, the affordable care act and the future of the republican party on booktv's in death. the senator has written several books and reports including his latest, the debt bomb. join our three our conversation, your calls, e-mails, tweets, for senator tom coburn at noon eastern on booktv's in depth on c-span2. >> now a f
on c-span3, the senate environment and public works committee will hear about the impact of hurricane sandy from members of congress from areas hit by the storm. later the house oversight and government reform committee will hear on the government's response to the rising autism rate. that is also on c-span3 at 2:00 eastern. >> on 16 or 17 bases in the united states we have military runs. the average cost to educated child in that school is $50,000. almost four times what rest of public...
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Dec 1, 2012
12/12
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there are certain special obligations that come with that, stored ship of the environment. we have enormous interest in our own resources and our people. 40% of canadian land mass is above the 50th parallel, yet we only health -- have 100,000 of our people living there. is an enormous challenge, obligation, even to continue to exert the sovereignty. you mentioned a search and rescue. at this time of year, but there are 24 hours a day and temperatures plummet below 50 degrees celsius. you have open waters and changes that are born to create a lot of challenges because more people are simply going to go there and more countries have exerted or expressed an interest. you mentioned china. there are many others who want to be a part of this arctic council. to your question about the obligation to, i think it comes back to people playing by the rules and respectable of the fact that there are places where disputes arise, as is the fact between canada and the united states on the bering sea and some of the border areas of the arctic. i think there is a recognition and that countri
there are certain special obligations that come with that, stored ship of the environment. we have enormous interest in our own resources and our people. 40% of canadian land mass is above the 50th parallel, yet we only health -- have 100,000 of our people living there. is an enormous challenge, obligation, even to continue to exert the sovereignty. you mentioned a search and rescue. at this time of year, but there are 24 hours a day and temperatures plummet below 50 degrees celsius. you have...
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Dec 1, 2012
12/12
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role of the nfl, the players association and pro-football and the industry in general and creating an environment that is productive? aspen begin to address these questions at the aspen ideas festival in june where we convened a panel called head games, can foot all save itself from itself and jim brown, the nfl legendary, the legendary nfl running back was on the panel and dan garza, professor at stanford who has worked on mouthguard technology that can measure the force of impacts on the head and kevin turner who was the subject of documentary which you will see a clip of it called american man produced by a colleague of mine who works at hbo. so, this panel will be featured in a show on the world channel on november 20 at 8:00 p.m. and on line as well. pbs is working with, public television is working with the aspen institute to turn this into a one-hour session. there will be a whole one-hour session which will include conversations about football safety but we are going to play about a ten-minute clip of that. [no audio] [inaudible conversations] let's come back to it. sorry about that. so w
role of the nfl, the players association and pro-football and the industry in general and creating an environment that is productive? aspen begin to address these questions at the aspen ideas festival in june where we convened a panel called head games, can foot all save itself from itself and jim brown, the nfl legendary, the legendary nfl running back was on the panel and dan garza, professor at stanford who has worked on mouthguard technology that can measure the force of impacts on the head...
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Nov 29, 2012
11/12
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i think there was a sense like on energy and environment and education that the president had a vision for where america needs to be in this new century where we've got rising competition in china and germany and india and if we're going to have an american century we cannot come in second place to those countries in technology of the future. and i think that played an important role. there was a sense that the obama vision was one that they thought better suited this moment in our country's history. and there is no question on social issues whether it's women's healthcare or immigration. there was asset of issues that for younger voters was important to think about the kind of country and kind of president they wanted representing them. so on all those questions people wrestled carefully. i think that's why ultimately enough people in enough battleground states chose the president to continue this journey we're on. quickly in terms of demoggrafi. we don't know this for sure but we could be seeing different elections in on years and off years. the election in 2014 is going to be differ
i think there was a sense like on energy and environment and education that the president had a vision for where america needs to be in this new century where we've got rising competition in china and germany and india and if we're going to have an american century we cannot come in second place to those countries in technology of the future. and i think that played an important role. there was a sense that the obama vision was one that they thought better suited this moment in our country's...